I need some advice

We’re unable to give financial advice or guidance. None of the information on this website is financial advice or guidance.

If you’re not sure about any part of your pension planning, you should get independent financial advice. The Moneyhelper website has information about finding a financial adviser

Before you choose anyone, you should check that the adviser is suitably qualified and authorised. You can do this online at Financial Services Register | FCA. Or you can phone the Financial Conduct Authority helpline on 0800 111 6768.