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Normal pension age

Normal pension age (NPA) is the age you can take the pension you have built up from April 2014  in full. It’s linked to your State Pension age, but with a minimum of age 65. If you choose to take your pension before your NPA, it will normally be reduced because it’s being paid early. If you take it after your NPA, your pension will be increased because it’s being paid late. See the section on ‘When can I take my pension?’ for more information.