Extra pension

Additional pension contributions (APCs)

If you’ve bought APCs, you’ll get this extra pension when you take your normal LGPS pension.

Added regular contributions (ARCs)

If you’ve bought ARCs, you’ll be credited with the extra pension when you take your normal LGPS pension. This will increase the value of your LGPS pension.

 Added years

If you’ve bought extra membership or added years, you’ll be credited with the extra years of membership you’ve paid for. This is included in your membership you built up in the LGPS before 1 April 2014.

Additional voluntary contributions (AVCs)

If you’ve paid for AVCs through the LGPS, your contributions will stop when you stop paying into the LGPS. The Government recommends you get guidance from Pension Wise to help you decide how to use your AVC plan.