Getting a pensions estimate

If you’ve not had an estimate recently, it’s worth checking how much you could get before deciding to retire. The quickest way to get an estimate is to use your online pension account. It will also show you how taking a lump sum will affect your pension. If you don’t have access to a computer, you can request an estimate from us directly. You need to allow up to 2-3 weeks for us to work out your estimate. You should take this into account when deciding how much notice to give your employer.

AVCs

If you’ve been paying into an AVC, there’s some decisions you need to make about your AVC before you retire. You need to contact us at least 3 months before you retire so we can give you an estimate of your options. This will give you time to make an informed decision, and for us to process your decision in time for your retirement.