What happens to my AVC if I die?

The value of your additional voluntary contributions (AVCs) are paid as a lump sum when you die.

We must decide who to pay your AVC to. We can choose to pay it to:

• the person or people on your expression of wish form
• your personal representative, or
• anyone we consider to be a relative or dependant.

If you left the scheme before 1 April 2014, the rules state that we can only pay the AVC lump sum to the personal representative dealing with your estate.