Life events

When you start saving for your future, it’s likely that lots of things will change before you take your pension. We want to help you understand how these changes could affect your pension and what action you should take.

My circumstances have changed

If you’re planning to move home, get married, start a family, get divorced, or change jobs, all these events could affect your pension.

Risk of redundancy

What happens to your pension if you leave due to redundancy depends on your age and how long you’ve been in the scheme.

Life cover

Your loved ones could get life cover and a pension if you died whilst still paying into the LGPS.

Nominate or update your beneficiaries

The LGPS can offer financial protection to the people you care about. Make sure your death grant goes to the right person by telling us your beneficiaries.